Personal finance

My wife agreed to vouch for her son's rental without telling me.  His car was seized for non-payment of his loan.  What should I do?

My wife agreed to vouch for her son’s rental without telling me. His car was seized for non-payment of his loan. What should I do?

Dear Quentin, About four days ago I received an email from my wife’s bank saying that someone had requested her login username through a password reset. When I asked my wife about this she said she forgot her username and was trying to get my stepson access to her online portal so he could download …

My wife agreed to vouch for her son’s rental without telling me. His car was seized for non-payment of his loan. What should I do? Read More »

Liz Weston: How to Manage Finances Before, During Career Break

Liz Weston: How to Manage Finances Before, During Career Break

In 2016, Jamie Clark from Seattle was a software engineer who planned to take a year off to complete a master’s degree in computational linguistics. One year turned into three and a career change into financial planning. These days, Clark, whose pronouns are they/them, thinks the experience makes them better advisers, especially since their career …

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Changes to the financial aid formula could affect how much you pay for college

Some families applying for college financial aid this year may get less help than in the past, thanks to a little-known change to the underlying formula. Families who complete the Free Application for Federal Student Aid (FAFSA) for the upcoming academic year will see the Asset Protection Benefit drop to $0, ending a years-long trend …

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How Consumers Can Save Over $10,000 With New Climate Tax Breaks

How Consumers Can Save Over $10,000 With New Climate Tax Breaks

As Americans face mounting costs at every turn, the recently passed Cut Inflation Act of 2022 aims to provide some relief. Much of this relief comes in the form of energy tax credits, granted when you purchase certain environmentally friendly products. But which products offer kickbacks and how much can you get? Here’s what you …

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Millennials in Full-Time Jobs Should Do 4 Things With Their Money If They're Fearing a Recession, According to a Financial Planner

Millennials in Full-Time Jobs Should Do 4 Things With Their Money If They’re Fearing a Recession, According to a Financial Planner

Insider’s experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. A recession looks increasingly likely in 2023, but there are steps you …

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10 user-friendly technical tools for personal finance

Personal finances are a complicated part of life. For example, you can’t just take your income, subtract your expenses, and see what’s left. Of course, that’s where it starts. But countless additional and nuanced elements also factor into a healthy budget and effective wealth-building strategy. Therefore, it is extremely useful to add at least a …

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Today's mortgage and refinance rates: November 9, 2022 |  Fixed rates drop slightly

Today’s mortgage and refinance rates: November 21, 2022 | Rates remain low despite strong jobs data

Insider’s experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. Mortgage rates remain significantly lower today than they were two weeks ago, …

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Preparing for retirement?  We explain the key elements and options

Preparing for retirement? We explain the key elements and options

You’ve worked 40 years, and finally, you’re preparing for retirement. Unfortunately, many retirees are downright confused about the key elements of retirement, such as their pension benefits and how they work. This lack of insight can lead to poor decisions. For example, some people are confused about the difference between a pension and a retirement …

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