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7 personal finance subreddits that could help you be smarter with money

A couple counts the banknotes and coins they have kept in a jar.

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The internet is full of resources for those looking to improve their financial habits. Reddit is a place you can go to improve your financial knowledge. There are a variety of subreddits or communities dedicated to financial matters, and they can help you make smarter financial decisions. Learn more about some of these communities:

1. r/personal finance

This is the place to go for all things personal finance. Typical discussions revolve around debt repayment, retirement planning, housing decisions, and credit. You can ask questions, discover new financial tools and learn from the experience of others.

2.r/credit cards

If you’re new to learning credit or building your credit, the r/creditcards subreddit can help. This community features lots of discussions about improving your credit score, choosing the right credit card, and responsible credit card use. It’s also a good place to go if you want to learn more about rewards credit cards.

3. r/frugal

Whether you have limited income to work or are trying to live a more budget-conscious life, r/frugal is a great community to explore. Redditors share their favorite tips on using the resources they already have to spend less on day-to-day needs.

This subreddit proves that even by making small changes in your daily life, you can save money or make your money grow.

4. r/retreat

Most of us hope we don’t have to work forever. With good retirement planning, we can predict how we will pay for future expenses when we work much less or not at all. The r/retirement subreddit is a great resource for learning retirement planning tips and finding the best way to save for your retirement years.


One thing we all have to do is pay taxes. The r/tax subreddit is where you can talk about all things tax. Whether you’re looking to maximize your deductions, have a new tax situation to plan for, want to know how to take smarter tax action, or are looking for more information on recent tax laws, this is a great subreddit to spend the passing time.

6. r/financial independence

The r/financialindependence subreddit is a Reddit community focused on how to become financially independent. If you want to retire early or want to work less and still have enough money to live on, this is a great place to go to learn.


If you’re new to budgeting or looking for better ways to manage your budget, the r/budget subreddit is a great resource. Here, users share tips and tricks, budgeting techniques, and budgeting apps and tools that can help you save time and budget more effectively.

If you want to improve your financial situation and change your habits, do not hesitate to use online resources. Reddit is a social media with a lot of interesting information. It’s never too late to start making changes to improve your financial future.

For additional advice, see our personal finance resources.

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